1. Introduction
At Banking Details, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our Platform.
2. Information We Collect
We collect the following types of information:
- Personal Information: Name, email address, phone number, and other contact details you provide during registration.
- Banking Information: Bank names, account numbers, branch codes, and account types that you choose to store on our Platform.
- Technical Information: IP address, browser type, device information, and usage data collected through cookies and similar technologies.
3. How We Use Your Information
We use your information to:
- Provide, maintain, and improve our services
- Create and manage your account
- Process transactions and generate shareable links
- Communicate with you about updates, security alerts, and support messages
- Protect against fraudulent or unauthorized use of our services
- Comply with legal obligations
4. Data Security
We implement industry-standard security measures to protect your information:
- All data is encrypted in transit using SSL/TLS protocols
- Sensitive information is encrypted at rest
- Regular security audits and vulnerability assessments
- Access controls limiting employee access to your data
5. Data Sharing and Disclosure
We do not sell your personal information to third parties. We may share your information with:
- Service providers who assist in operating our Platform (e.g., hosting, analytics)
- Law enforcement or government agencies when required by law
- Other parties with your consent or direction to do so
6. Your Rights
You have the right to:
- Access and review your personal information
- Correct inaccurate or incomplete data
- Request deletion of your personal information
- Object to or restrict certain processing activities
- Data portability - receive your data in a structured format
7. Data Retention
We retain your personal information for as long as necessary to provide our services and fulfill legal obligations. If you delete your account, we will remove your personal data from our active databases but may retain certain information for legal, regulatory, or backup purposes.
8. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last Updated" date.
9. Contact Us
If you have any questions about this Privacy Policy, please contact us at privacy@bankingdetails.co.za.